How Much Does It Cost to Fully Renovate a House in Sydney? (2025 Guide)

How Much Does It Cost to Fully Renovate a House in Sydney? (2025 Guide)

Introduction

One of the most common questions homeowners ask before starting a renovation is: “How much does it cost to fully renovate a house in Sydney?” The answer isn’t straightforward, as costs vary based on factors such as property size, renovation scope, materials, and labor. However, understanding realistic renovation costs and budgeting strategies can help ensure a smooth renovation process.

In this comprehensive guide, we’ll break down Sydney renovation costs in 2025, covering budget, mid-range, and high-end renovations, along with tips to avoid hidden expenses. If you’re looking for reliable home renovation services in Sydney, this guide will help you make informed decisions.

Average Cost of Home Renovations in Sydney (2025)

Full House Renovation Costs (Based on Property Size)

Property Type    Budget Renovation ($/m²)    Mid-Range Renovation ($/m²)    Luxury Renovation ($/m²)

Apartment (80m²)    $60,000 – $120,000    $120,000 – $180,000    $180,000 – $300,000

Small House (120m²)    $90,000 – $150,000    $150,000 – $250,000    $250,000 – $450,000

Medium House (200m²)    $150,000 – $300,000    $300,000 – $500,000    $500,000 – $800,000

Large House (300m²)    $250,000 – $450,000    $450,000 – $700,000    $700,000 – $1M+

These estimates include materials, labor, and essential upgrades. However, unexpected costs such as structural repairs, council approvals, and permit fees can impact the final budget.

Breakdown of Home Renovation Costs in Sydney

To better understand what contributes to the total cost of renovating a house in Sydney, here’s a breakdown of typical expenses:

1. Structural and Foundation Work

    •    Minor repairs: $5,000 – $20,000

    •    Major structural work (walls, flooring, leveling): $20,000 – $50,000+

2. Kitchen Renovation Costs

    •    Budget kitchen: $15,000 – $25,000

    •    Mid-range kitchen: $25,000 – $50,000

    •    Luxury kitchen: $50,000 – $100,000+

Factors affecting kitchen renovation costs:

✔ Custom vs. flat-pack cabinetry

✔ Benchtop materials (laminate vs. stone)

✔ Appliance upgrades

✔ Plumbing and electrical changes

3. Bathroom Renovation Costs

    •    Budget bathroom: $10,000 – $20,000

    •    Mid-range bathroom: $20,000 – $40,000

    •    Luxury bathroom: $40,000 – $70,000+

Key cost factors:

✔ Waterproofing and tiling

✔ High-end vs. budget fixtures

✔ Layout changes affecting plumbing

4. Flooring Installation Costs

    •    Laminate or vinyl: $40 – $80/m²

    •    Timber flooring: $90 – $160/m²

    •    Natural stone or tiles: $120 – $250/m²

5. Painting Costs

    •    Interior only: $5,000 – $15,000

    •    Interior & exterior: $15,000 – $30,000+

6. Electrical and Plumbing Work

    •    Full electrical rewiring: $8,000 – $20,000

    •    Plumbing upgrades: $5,000 – $20,000

    •    Adding LED lighting: $100 – $250 per fixture

Factors That Influence Home Renovation Costs in Sydney

✔ Size of the Home – Larger homes require more materials and labor.

✔ Scope of Work – Cosmetic updates are cheaper than major structural renovations.

✔ Material Selection – High-end finishes increase costs significantly.

✔ Labor Costs – Skilled tradespeople (plumbers, electricians, tilers) charge premium rates in Sydney.

✔ Council Approvals & Permits – Certain renovations need Development Approval (DA), adding extra costs.

Common Questions About Home Renovation Costs in Sydney

1. Is it cheaper to renovate or rebuild in Sydney?

    •    If renovation costs exceed 50% of the home’s value, rebuilding may be a better option. However, if the home has good structural integrity, renovations can be more cost-effective.

2. How long does a full home renovation take?

    •    Small renovations: 3 – 6 months

    •    Medium-scale renovations: 6 – 12 months

    •    Large-scale renovations: 12 – 18 months

3. Do I need council approval for renovations?

    •    Yes, if structural changes are involved (extensions, knocking down walls).

    •    No, for cosmetic updates like painting, new flooring, and cabinetry.

4. Can I renovate my home while living in it?

    •    Yes, for minor renovations.

    •    No, for major renovations involving plumbing, electrical rewiring, or structural changes.

5. What are the biggest hidden renovation costs?

    •    Asbestos removal ($3,000 – $10,000+)

    •    Structural repairs ($10,000 – $50,000)

    •    Plumbing and electrical upgrades ($5,000 – $20,000)

How to Save Money on a Home Renovation in Sydney

✔ Get Multiple Quotes – Compare at least 3 renovation builders to find the best price.

✔ Use Cost-Effective Materials – Laminate benchtops and engineered timber floors offer great value.

✔ Plan Ahead – Unexpected costs can arise, so budget an extra 10-15% as a contingency fund.

✔ Do Some DIY – Painting and minor demolition can reduce labor costs.

Why Choose Aurora Group Services for Your Sydney Home Renovation?

At Aurora Group Services, we specialize in custom home renovations tailored to your needs and budget. Whether you’re planning a full home makeover, a kitchen remodel, or a bathroom renovation, our expert team delivers high-quality workmanship and transparent pricing.

Why Homeowners Trust Us:

✅ Competitive Pricing – No hidden costs, just clear, upfront quotes.

✅ Experienced Builders – Licensed professionals with a proven track record.

✅ Project Management – We handle approvals, permits, and construction timelines.

✅ High-Quality Workmanship – We use premium materials to ensure lasting results.

Contact Aurora Group Services today for a free consultation and get an accurate quote for your home renovation in Sydney!

How to Finance Your Home or Office Renovation

How to Finance Your Home or Office Renovation

Renovations can be a significant financial investment, and many homeowners and business owners need to consider financing options to cover the costs. Whether you’re updating a single room or completely renovating your property, it’s important to understand your options and plan accordingly. Here’s a guide to help you navigate the various financing options for your renovation project.

1. Personal Savings

Using your personal savings is one of the simplest ways to finance a renovation. If you have enough funds set aside, paying for the project upfront can help you avoid interest rates and long-term debt.

Pros:

• No interest or fees

• No monthly payments or debt

• Full control over your budget

Cons:

• It can deplete your savings

• May not be enough to cover a large-scale renovation

Tips:

• Be mindful of your emergency savings. Avoid using all your savings for the renovation if it will leave you financially vulnerable.

2. Home Equity Loan (Second Mortgage)

A home equity loan allows you to borrow against the value of your home. If you’ve built up equity in your property, this option can provide the funds needed for your renovation. It works like a second mortgage, with fixed interest rates and repayment terms.

Pros:

• Lower interest rates compared to personal loans or credit cards

• Fixed interest rates and predictable payments

• Borrow a larger sum based on your home’s equity

Cons:

• Your home is used as collateral, so there’s a risk of foreclosure if you can’t repay

• Closing costs and fees may apply

Tips:

• Only borrow what you can afford to repay. Ensure that the renovation project will increase your home’s value enough to justify the loan.

3. Home Equity Line of Credit (HELOC)

A Home Equity Line of Credit (HELOC) is another way to access your home’s equity. Unlike a home equity loan, a HELOC is a revolving line of credit, similar to a credit card. You can borrow money as needed, up to your credit limit, and only pay interest on the amount borrowed.

Pros:

• Flexible borrowing and repayment options

• Pay interest only on the amount you use

• Lower interest rates than personal loans

Cons:

• Interest rates are variable, so payments can fluctuate

• Your home is at risk if you’re unable to make payments

Tips:

• Use a line of credit for ongoing or phased renovations, where you may need access to funds at different stages. Keep track of your borrowing to avoid overspending.

4. Personal Loan

Personal loans are unsecured loans from banks, credit unions, or online lenders. Since they don’t require collateral, they may have higher interest rates than home equity loans or HELOCs, but they can be a good option if you don’t want to use your home as collateral.

Pros:

• Quick access to funds

• No collateral required

• Fixed interest rates and predictable monthly payments

Cons:

• Higher interest rates than secured loans

• Smaller loan amounts compared to home equity options

Tips:

• Check your credit score before applying to ensure you qualify for favorable rates. Shop around for the best loan terms.

5. Credit Cards

If your renovation is small or you need to cover some of the costs while you wait for other funds to come through, a credit card can be an option. Many credit cards offer introductory 0% interest for a certain period, which can be useful for short-term renovations.

Pros:

• Convenient and quick access to funds

• 0% introductory APR offers on some credit cards

Cons:

• High-interest rates after the introductory period

• Risk of carrying a balance and accumulating interest

Tips:

• Only use credit cards for short-term expenses or if you can pay off the balance before the interest rate increases.

6. Government Grants or Subsidies

Some local governments or organizations offer grants, rebates, or low-interest loans to help fund renovations that improve energy efficiency, sustainability, or accessibility. If your renovation project involves green building practices or upgrades for accessibility, you may qualify for financial assistance.

Pros:

• No repayment required for grants

• Financial support for specific types of renovations (e.g., energy-efficient upgrades)

Cons:

• Availability may vary based on your location and the type of renovation

• Grants and subsidies often have strict requirements and approval processes

Tips:

• Research government programs in your area and be prepared to submit detailed plans for the renovation. Apply early, as funds may be limited.

7. Renovation Loan

Pros:

• Low-interest rates and flexible terms

• Can finance both the home purchase and renovation costs

Cons:

• Only available for primary residences

• Extensive paperwork and approval process

8. Crowdfunding or Family Loans

If you’re struggling to find financing options, crowdfunding platforms or borrowing money from friends and family might be an option. Platforms like GoFundMe or Kickstarter allow you to raise money for a specific cause, such as home renovations. Alternatively, some homeowners take out loans from family members who offer more flexible terms than traditional financial institutions.

Pros:

• No interest or repayment terms for family loans

• Flexible funding through crowdfunding

Cons:

• Potential strain on relationships with family or friends

• Crowdfunding is not guaranteed and requires significant effort to promote

Tips:

• If borrowing from family, establish clear repayment terms to avoid misunderstandings. Be transparent with all parties involved.

How Aurora Group Services Can Help

At Aurora Group Services, we not only help you design and complete your dream renovation, but we also understand the financial challenges that come with it. Our team is here to guide you through financing options that work best for your situation.

Get in touch today to discuss your renovation project and explore financing options with our expert team. Let’s bring your vision to life, with the perfect financial plan to support it!